Personal Finance Syllabus
Waynesville Career Center
Personal Finance Course Syllabus
WAYNESVILLE R-VI VISION:
Excel as a student-centered community of learners that embraces diversity, collaboration, and innovation.
WAYNESVILLE R-VI MISSION:
Prepare and emmpower individual students for future opportunities as citizens and leaders.
WAYNESVILLE CAREER CENTER VISION:
Waynesville Career Center is committed to developing a diverse and skilled workforce of lifelong learners.
WAYNESVILLE CAREER CENTER MISSION:
Waynesville Career Center provides a relevant learning environment using critical thinking, technology, and career skills to prepare students for success.
INSTRUCTOR: Ms. Arnold
400 GW Lane, Waynesville, MO 65583
Office: 573-842-2500 ext. 3917
Fax: 573-842-2501
parnold@waynesville.k12.mo.us
CREDIT: ½ credit (one semester)
Conference Hour: 2nd Hour
Prerequisite: None
RESOURCES: Case studies, field trips, the Internet, computer simulations, guest speakers, role-plays.
COURSE DESCRIPTION:
This course gives students a consistent framework for thinking through financial choices in order to
improve their well‐being. Decisions require action. Students who take charge of their finances are
better prepared to invest in themselves and cope with the financial ups and downs that life will
bring. Notes, discussion, along with an activity and project‐based approach will be used.
COURSE GOALS:
Throughout this course, students will learn:
· Goal setting and decision making
· Develop a career path
· Evaluate and demonstrate money management
- Savings - compound interest makes savings work for you, and borrowing work against you
- Credit – facets of credit, interests on credit, and credit worthiness
- Evaluate how risk management strategies protect against financial loss
- Financial Investing – investments instruments and the relationship between risk and reward
Instructional Methods: Instruction will focus on hands‐on activities as well as lecture, group discussion, use of technology, and other methods. Students will have the opportunity to work both individually and as part of a small group to complete assignments. Projects will require students to use academic skills in language arts, math, social sciences, and science.
Materials Needed:
3-Ring Binder at least 1 ½ inch width
Pen/Pencil
Calculator
GRADING SCALE: 90 – 100%…………A
80 – 89%…………..B
70 – 79%…………..C
60 – 69%…………..D
Below 60% Failure (no credit)
Grading Guidelines:
Grading will utilize a 50/40/10 scale
50% Performance and Written Assessments
40% Projects/Activities/Assignments
10% Career Readiness Skills
Grades will be comprised of tests, class activities, homework, class participation, notebooks, and quizzes. Academic assistance is available on Wednesdays until 3:30 with prior sign-up in classroom. A comprehensive written final will be given at the end of each semester.
CLASS ASSIGNMENTS: Assignments are due on the date indicated; any make-up work due to absences, etc. is strictly the responsibility of the student. In the event of an excused absence, the assignment deadline will be extended according to the number of corresponding absences.
At a minimum: Students turning in work any time after the original due date will be eligible for 75% of the original points assigned.
Late assignments must also be turned in during the six week grading period that they are assigned. Once a new six week grading period has begun, the late assignments from the previous six-week grading period may no longer be accepted.
SUGGESTED COURSE OUTLINE:
- Debit Diet
- Goals & Decision Making
- Payroll
- Budgeting
- Banking/Checking
- Credit
- Insurance
- Financial Investing
MASK/VIRTUAL LEARNING:
- Masks – will be worn in the classroom. If students/staff are less than six feet apart, a mask must be worn.
- Virtual Learning – if we have to move to online learning – classes will meet daily and classes will follow their curriculum standards.