• Waynesville R-VI School District2019-2020 Open Enrollment

     Open Enrollment for 2019-2020 Begins April 29th and Closes at Midnight May 10, 2019

     Open enrollment is your annual opportunity to review, enroll or make changes to your medical, dental, vision and voluntary benefits, as well as flexible spending and health savings accounts. Open Enrollment allows you to add or remove coverage for eligible dependents. Changes made during Open Enrollment are effective July 1, 2019. Benefit elections and changes can not be made outside of the Open Enrollment period unless you experience a Qualified Life Event (QLE) such as a change in marital status, the birth or adoption of a child, a dependent's loss or gain of coverage elsewhere, etc. 

     During Open Enrollment, Eligible Employees May:

    • Enroll, Cancel, or change health, dental and vision plans. You can also add or remove dependents. 

    • Enroll in a reimbursement account. If you already have a reimbursement account and want to participate again next year you need to re-enroll during Open Enrollment. 

    • All Open Enrollment actions will be effective on July 1, 2019. 

     Open Enrollment Facts:

    • This is an active enrollment. This means enrollment is mandatory, therefore all eligible employees must make or waive their elections. If you have children, they are eligible for dependent coverage for health, dental and vision plans up to the age of 26. 

    • Enrollment will be done electronically at www.benefisolver.com. The company key is MET.

      BenefitSolver Open Enrollment Instructions

    Anthem

    • Anthem will continue to be the ASO (Administrative Service Organization) for medical.

    • As in the past year, there are two different plan types being offered. a High Deductible Health Plan (HDHP) and a traditional Preferred Provider Organization (PPO) plan. 

    • The HDHP comes with a Health Savings Account (HSA), which you can use to pay for covered medical expenses. Only you can decide which plan is best for you and your family, but here is information you may find helpful when comparing the plans. 

      What's the Difference?

      • HDHPs have lower premiums but higher deductibles. HDHPs also have higher-out-of-pocket maximums.

      • PPO plans have co-pays but lower deductibles

      • How do a PPO and HDHP Compare
    • Medical premiums will increase for the dependent premiums and buy-up plans. Please refer to the plan comparison sheet for rates. Anthem Medical Plan Comparison

    • QHDHP 22 will be the only QHDHP plan offered. Plan 21 will not be offered. 

    • Anthem is upgrading its claims system. Names of the plans may change. 

      Current Plan Name REVISED Plan Name
      Health 9 Plan 2  
      Health 10 Plan 3
      Health 15 Plan 8  
      Plan 22 Plan 13  

              

    • Due to Anthem's system upgrade all members will receive new ID cards for the July 1, 2019, effective dates. Anthem will mail the ID cards to your home address in an unmarked generic envelope. 


    Cigna

    • Cigna will be the new carrier for the dental and vision plans (dental and vision premiums will remain the same)

    • A third dental plan option with an orthodontia benefit for dependents under the age of 18 will be offered. Please refer to the Dental and Vision Plan comparison sheet for plan details. Dental Rate Summary  /  Vision Rate Summary

     

     Cigna Pre-Enrollment Question Hotline

     

         Cigna Slide Show

     

                   


    • You can contribute up to $3500 to a Health Savings Account (HSA) if you have single coverage or up to $7000 for family coverage

    • Flexible Spending Account (FSA)contribution limit increased to $2700 for 2019.

     


    If you need assistance enrolling, have questions or will not have access to a computer, please contact Melissa Ash in the Operational Department by phone (573) 842-2069 or email  mash@waynesville.k12.mo.us.